5 Amazing Finance Creators You Need to Follow Yesterday

Do you ever wake up after a night out and realize that last night, you spent $179 on drinks, Uber, and enough Domino’s to feed a football team? If so, this one’s for you. We’re here to help you get your financial life together with a little help from these finance creators and influencers.

Why Should I Consume Financial Content?

Following so-called financial influencers might be a foreign concept to you. Instagram and TikTok are for funny videos, trendy outfits and posting the occasional thirst trap… not boring topics like finance. But it’s 2021 and finance is actually cool now. Crocs are cool too, but not all trends should be followed.

People with vibrant personalities and fabulous outfits are leading conversations about money. We’re no longer reliant on the likes of Dave Ramsey and Suze Orman to teach us how to live debt-free (anyone else hear this song a lot in their household growing up?).

Think about it this way: obtaining financial knowledge is the way to be able to afford your dream life. Building better money habits means never having to stress about bills, or frantically check your bank balance before ordering a drink at the bar.

Sure, it can seem arduous to learn about investing, but a.) it doesn’t have to be and, b.) imagine how good it will feel when your money is actually working for you instead of against you. 

What Are Finance Creators?

It’s all too possible that you haven’t opened a book since American Lit senior year of college. Why start now? These finance creators are podcasters, YouTubers and TikTok creators. We think that having financial content baked into your feed makes it more acceptable to scroll. It’s educational, Mom!

Watching a video about different types of investment accounts in between gender reveals will help you get smarter about money without even really trying. It’ll make learning about investing, saving, retirement and budgeting feel less daunting.

To jump start your journey towards financial literacy, we’ve compiled a list of financial creators you simply must follow. You’re welcome.

5 Finance Creators You Need to Follow Yesterday

1. Jen Smith and Jill Sirianni of the Frugal Friends podcast

Follow them if… you can’t stop blowing your paychecks on useless crap at Target.

Ever wanted to listen in on a casual conversation between friends about how to spend money intentionally and lead a frugal life? Okay, we didn’t know we wanted that either.

Jen and Jill have the relaxed banter of two long-time friends, while still covering a historically un-sexy topic: frugality. In this podcast, they explore how to cut back on the meaningless spending to grow wealth and lead a more thoughtful life. They cover financial topics ranging from frugal self-care to home renovations on a budget.

You’ll learn that frugality isn’t about not spending, but rather about spending in a way that aligns with your values. The duo  features a segment called “The Bill of the Week,” where they highlight expenses that are just so worth it. You don’t have to feel guilty about monthly massages if that’s what you value!

2. Tiffany Aliche of The Budgetnista 

Follow her if… you have to keep begging your parents to transfer money to your checking account.

You know when you meet someone in the bathroom at a bar and they instantly feel like your best friend? That’s Tiffany. She brings energy, pizzazz and comedy to the seemingly mundane topic of budgeting. Yes, she will get you excited about calculating a number for your noodle budget.

Beyond convincing you to finally start a budget, Tiffany also teaches her followers how to become financially “whole.” She covers everything from determining if you have a spending problem, setting financial goals, opening investment accounts and even setting up life insurance. If you’re starting from square one, she is your guru.

This woman is the trifecta of content creators. You can watch, read or listen to Tiffany (all of which we recommend). She has a YouTube channel, book, and podcast alongside financial expert, Mandi Woodruff-Santos, called Brown Ambition.

3. Farnoosh Torabi of the So Money podcast

Follow her if… you’re looking for someone to answer those niche money questions even your Dad can’t.

What’s better: a Roth IRA or a 401k? Is it financially wise to quit your job? Should you take out a HELOC to invest in a rental property? Farnoosh answers these questions, and quite literally everything under the financial sun, in the So Money podcast.

The best part about Farnoosh’s podcast is that episodes are brief and frequent. She comes out with three new episodes a week, all of which are typically around 30-40 minutes. Farnoosh keeps the conversations relatable, lighthearted and best of all, easy to comprehend.

4. Ramit Sethi of I Will Teach you To Be Rich 

Follow him if… you keep accidentally over-drafting your checking account with Uber charges.

Ramit has a simple theory that will change your financial life: you should spend luxuriously in the areas of your life that you value, and cut back everywhere else. For example, if you love going out, but don’t care to spend a lot of money on an apartment, you should build a system that allows you to support that.

In his book, I Will Teach You To Be Rich, Ramit spills all the secrets to creating a values-based spending plan and automating your finances so they function without much oversight. His 6-week program will help you get your financial sh%$ together in a way that isn’t painful or make you feel deprived.

He recently launched his podcast where he facilitates a couple’s therapy session about money. Couples reveal feelings and secrets to each other (like, uh, $400,000 worth of hidden debt). It is educational and it is juicy and you will love it.

5. Tori Dunlap of Her First 100k

Follow her if… you felt lost during that drunken conversation about investing with Brad who works at J.P. Morgan.

You may know Tori from her viral TikTok videos (@herfirst100k). Or maybe it’s from her killer blog. Still not it? Perhaps you heard her on her game-changing podcast, Financial Feminist.

No matter which channel you consume Tori’s content through, you’re bound to learn a lot. She demystifies investing and teaches you how to build wealth, all while ripping down the patriarchal teachings of a certain somebody. We’ll let Tori spill that tea. She educates you while keeping it casual, and proves that yes, swear words can be used in conjunction with financial education.

Tori will teach you which types of financial accounts to open, where to start investing, how to pay down debt, and so much more. And if you need a break from the money talk, she has a really fun podcast episode with her bestie called ‘My BFF Kristine Interviews Me.’

Final Thoughts on Finance Creators You Should Follow

We hope your Instagram ‘following’ count is 5 people higher. While you’re at it, follow us at @AdultescencePodcast and comment down below who you’re loving!